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MNN US · January 12, 2026 · 1 min read

Trump proposes 10% cap on credit card interest rates for one year

What happened: Former US President Donald Trump has suggested capping credit card interest rates at 10% for a year. This announcement led to a drop in bank share prices.

Why it matters:

  • Could reduce costs for credit card users if implemented.
  • May impact bank profits and lending practices.

MNN Take: The proposal aims to make credit more affordable temporarily, but it also raises concerns about how banks might adjust their services or fees in response.

Sources: BBC US & Canada