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MNN UK · March 16, 2026 · 1 min read

UK housing costs rise 41% over five years for renters and owners

What happened: UK households spent a record £226bn on housing last year, with overall costs rising by 41% over five years. Mortgage borrowers coming off fixed-rate deals faced particularly sharp increases due to higher interest payments.

Why it matters:

  • Rising housing costs put financial pressure on both renters and homeowners.
  • Mortgage borrowers exiting fixed deals are especially affected by increased payments.

MNN Take: The increase in housing costs reflects broader economic factors, including rising interest rates that impact mortgage repayments and overall affordability for UK households.

Sources: Guardian UK