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MNN UK · April 7, 2026 · 1 min read

UK caps student loan interest rates at 6% from September

What happened: The UK government will limit interest rates on plan 2 and 3 student loans in England and Wales to 6% starting this September. This move aims to shield borrowers from rising inflation linked to global conflicts.

Why it matters:

  • It reduces the financial burden on millions of graduates by preventing excessive loan interest accumulation.
  • Borrowers in England and Wales will benefit from more predictable and manageable repayment costs.

MNN Take: The interest rate cap is a temporary measure to address concerns about student debt becoming unmanageable due to inflation, helping graduates avoid paying significantly more than their original loan amounts.

Sources: Guardian UK