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MNN UK · March 23, 2026 · 1 min read

Student debt reduces home deposit savings by £2,000 annually, says Barclays

What happened: A Barclays report reveals that people with student loans save nearly £2,000 less each year for a home deposit compared to those without debt. It also finds that 44% of graduates feel repayments hinder their financial stability, and 41% say it stops them from entering the housing market.

Why it matters:

  • Student loan repayments significantly impact the ability to save for a home deposit.
  • Nearly half of graduates experience reduced financial stability and housing market access.

MNN Take: Student debt continues to affect graduates' financial planning, limiting savings and delaying homeownership for many in the UK.

Sources: Guardian UK