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MNN UK · November 27, 2025 · 1 min read

Freeze on student loan repayment threshold may strain UK graduates

What happened: The UK government announced a three-year freeze on the student loan repayment threshold at £29,385 starting April 2027. The National Union of Students warns this could force graduates in low-paid jobs to start repaying loans earlier and with less disposable income.

Why it matters:

  • Graduates earning near minimum wage may struggle to cover living costs like food and rent.
  • The freeze affects new graduates across the UK who have student loan debt.

MNN Take: Freezing the repayment threshold means more graduates will begin repaying loans sooner, potentially reducing their financial flexibility during early career stages.

Sources: Guardian UK