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MNN UK · February 4, 2026 · 1 min read

1.8 million UK fixed-rate mortgages set to end in 2026

What happened: Around 1.8 million fixed-rate mortgage deals in the UK will expire this year, prompting many borrowers to seek new home loan options. Homeowners are advised to check when their current deals end and explore available rates.

Why it matters:

  • Borrowers need to prepare for potentially higher or different mortgage rates after fixed deals expire.
  • Understanding options can help homeowners secure better terms and manage future repayments effectively.

MNN Take: With a large number of fixed-rate mortgages ending, it is important for borrowers to review their current agreements and compare new offers to find the best rates available.

Sources: Guardian UK