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MNN Global · January 17, 2026 · 1 min read

Trump proposes 10% cap on credit card interest rates

What happened: President Trump suggested limiting credit card interest rates to 10%, an idea that has some bipartisan backing but faced quick criticism from banks.

Why it matters:

  • Could reduce the financial burden on millions of Americans carrying credit card debt.
  • Banks and credit card companies may see reduced profits, affecting lending practices.

MNN Take: The proposal aims to address high consumer debt costs, but financial institutions argue it could disrupt credit availability and market stability.

Sources: BBC Business